Your Credit Union offers a variety of term deposits with a guaranteed return and competitive rates. Certificates range from 30 to 90 days, and in one-month increments up to one year. Two to 5-year terms are also available.

With a low minimum balance of only $1,000, you can begin earning higher interest sooner. Interest is paid at maturity on term deposits 1 year and less; two to 5 year term deposits are paid interest semi-annually (interest compounds in the term deposit and can be paid to your savings account upon maturity). Funds cannot be withdrawn before maturity.