Special Campaign Rates
| RRSP/TFSA GIC - Available on new registered deposits only | Rates |
|---|---|
| 1-Year GIC - $1,000 minimum deposit | 3.35% |
| 3-Year GIC - $1,000 minimum deposit | 3.55% |
*Available for a limited time. Terms and conditions apply. Rates are subject to change at any time. The 1-Year GIC at 3.35% and 3-Year GIC at 3.55% are only applicable to new registered deposits (RRSP, TFSA, FHSA) with a minimum deposit of $1,000. Transfers from existing registered deposits within YNCU are not eligible for this promotion. Contributions to existing registered plans are eligible only for the amount of new funds contributed. Other conditions may apply. Contact YNCU or visit yncu.com for details.
Investment rates are expressed as annual interest rates. Interest is calculated and accrued daily and paid annually and at maturity. The indicated interest rate is subject to change at any time. The terms and conditions of this offer, including its overall availability, are at the sole and absolute discretion of YNCU and are subject to change at any time without any prior notice.
**Transfer fee reimbursement (up to $150) is available for eligible transfers into a YNCU LIF, LIRA, RRSP, RRIF, or TFSA during the campaign period. Proof of the fee is required. Reimbursement will be deposited within 30 days of approval. YNCU may request additional documentation and may decline reimbursement if requirements are not met. Offer may change or be withdrawn without notice. Contact YNCU or visit yncu.com for details.
| 5 Year Step-It-Up Term Deposit* | Rates |
|---|---|
| 1st Year | 2.80% |
| 2nd Year | 3.15% |
| 3rd Year | 3.50% |
| 4th Year | 3.55% |
| 5th Year | 4.00% |
| Mortgage Campaign | Rates |
|---|---|
| 5 Year Variable Closed *** | 4.45% |
| 1 Year Closed | 5.99% |
| 2 Year Closed | 5.99% |
| 3 Year Closed | 4.39% |
| 4 Year Closed | 4.49% |
| 5 Year Closed | 4.49% |
Rates subject to change.
*Option to cash in or make a partial withdrawal on the anniversary date each year applies to non-registered terms only.
**Terms and conditions apply. Minimum deposit of $1000 required. Rates can change at any time. Contact Comtech Fire Credit Union for details.
***O.A.C Rates are subject to change without notice. Quoted rate is based on blended payments of principal and interest and is the regulatory Annual Percentage Rate if there is no cost of borrowing other than interest. Interest is calculated half-yearly, not in advance.
Additional premiums may apply in cases of a refinance, extended amortizations, non-owner occupied, or other instances where application details may warrant it. The interest rate with variable rate mortgages will fluctuate with Comtech Fire Credit Union Prime Rate, which is currently 4.45%.